Nextcloud AI how to get it to work

Well it seems tat is bigger chance to get an answer here than in the Nextcloud community. I know Jay has installed and made a video
I run what we can call a community nextcloud server for people in a village. Now we wanted to install Nextcloud Assistant and the AI features on it. Installation was no problem but now comes the headache.
I have got openAI API credential bith as a project and personal one. But whichever I try with I get this error
API request error : Client error: POST resulted in a 429 Too Many Requests response: { “error”: { “message”: "You exceeded your current quota, please check your plan and billing details.
Does this mean that to get it to work there must be a paid plan? If so its better to use ChatGPT for free

That looks like a query to OpenAI, meaning you need to get a paid account to use API to talk to OpenAI. There might be a way to train your own model and use host it yourself, but idk how much worth it is for right now.

I found this, worth to explore

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